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If you are not sure or have forgotten your User ID, please call PHEAA/AES at 800-443-0646 Option 1 for assistance. Need help? Call our help desk at 1-800-443-0646 or send an email to ESOAccess@aessuccess.org. Aes success

Learn how AES applies payments to your education loans, including overpayments, underpayments, and specific loans. Find out how to set up standing payment …PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557Sep 11, 2001 · Discharge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge. If you paid $100 or more in interest, you should receive a 1098-E Student Loan Interest Statement by the end of January from the guarantor. If you do not receive your 1098-E or if you lose your copy, contact PHEAA Default Collections at 1-800-233-0751. PHEAA cannot advise you on tax matters. Form Type. Form Options. Direct Debit Application. A free and convenient way to make your student loan payments—on time, every month. NOTE: If you need a paper form, please call us at 1-800-233-0557. Also, retain a copy of the completed form for …A deferment or forbearance is temporary. These are authorized temporary suspensions of repayment, granted under certain circumstances. Interest keeps accruing. Even if a deferment or forbearance suspends your monthly payments, you are responsible for repaying all interest which continues to accrue during these periods.Spot your saving opportunities. See your spending breakdown to show your top spending trends and where you can cut back. If American …We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.Your eligibility for the above deferment and/or forbearance options depends on other eligibility factors such as previous usage, financial circumstances, school enrollment status, and delinquency. A deferment or forbearance is a temporary suspension of repayment, granted under certain circumstances. Even if a deferment or forbearance suspends ... PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 We would like to show you a description here but the site won’t allow us. PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 We would like to show you a description here but the site won’t allow us.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557Some private education loans serviced by AES offer a co-signer/co-borrower release benefit during the principal and interest repayment period. This benefit would allow for the release of co-signers/co-borrowers from their obligation to repay the loans. The correct number and type of consecutive, on-time, and full monthly installment payments ...Loan Delinquency. If you’ve fallen behind on your student loan, it’s important that we work together to resolve the delinquency before the loan defaults. Default occurs on a federal student loan after 270 days of delinquency and may include severe consequences such as immediate payment of the balance in full, collection fees and reporting ...Once you submit the information on this screen, you will have 35 Minutes to complete the process with a reminder at 5 Minutes of inactivity.We would like to show you a description here but the site won’t allow us.Your Account. We make it simple for you to understand and manage your account, so you'll have more time to focus on the other priorities in your life. Make payments, check balances, and manage your account online—quickly, easily, and securely. Step-by-step instructions for updating your contact information, changing your name, and more.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557Default on a Federal Family Education Loan Program (FFELP) loan occurs when you fail to make payments, and your loan reaches 270 days of delinquency. If your loan defaults, your balance becomes due in full immediately. Additional action may occur, including wage garnishment, seizure of income tax returns, and collection fees.Loan Delinquency. If you’ve fallen behind on your student loan, it’s important that we work together to resolve the delinquency before the loan defaults. Default occurs on a federal student loan after 270 days of delinquency and may include severe consequences such as immediate payment of the balance in full, collection fees and reporting ...Form Type. Form Options. Direct Debit Application. A free and convenient way to make your student loan payments—on time, every month. NOTE: If you need a paper form, please call us at 1-800-233-0557. Also, retain a copy of the completed form for …Spot your saving opportunities. See your spending breakdown to show your top spending trends and where you can cut back. If American … Learn how to repay your student loans online, understand your bills and interest, and access various repayment options. Find out if you qualify for loan forgiveness, discharge, or credit reporting benefits. PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557We would like to show you a description here but the site won’t allow us.Enter your username below to access your account: American Education Services (AES) was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to ...Please contact the Nelnet Total and Permanent Disability Servicer for further information and to obtain an application. Phone: 1-888-303-7818. Email: [email protected]. Website: www.disabilitydischarge.com. Mail: U.S. Department of Education.Step 1: Obtain your official payoff amount by calling 1-800-233-0751 (toll-free U.S. and Canada) Step 2: Include the following information on your check or money order: Your official payoff amount. Your AES account number. The loans that the payment applies to.We would like to show you a description here but the site won’t allow us.Manage your student loans online with Account Access. View your balance, make payments, update your profile, and access tax information.IDR PROGRAM CHANGES On April 19, 2022, ED announced several changes and updates related to Income-Driven Repayment (IDR) plans to include adjustments to borrower accounts, several one-time loan forgiveness actions, and new policies.AES services commercially held Federal Family Education Loan Program (FFELP) Loans. If you wish …Forgot Password. Your email address will be used to send you a code to verify your identity. Username.American Educational Services Dial Number: 1-800-233-0557. Hours of educational services in the United States: Monday to Friday, 7:30 a.m. at 9:00 p.m. ET. American Department of Educational Services for loan payments (except payments): American Educational Services (AES) Box 65093. Baltimore, MD 21264-5093. PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 Alien Registration Card (Form I-551 or I-151) Send your documentation via: Mail: American Education Services P.O. Box 2461 Harrisburg, PA 17105-2461. Fax: (717) 720-3916. * When sending a marriage certificate, please provide your name you will be using with our company. Change your due date: Sign in to Account Access. Go to Payments & Billing.Once you submit the information on this screen, you will have 35 Minutes to complete the process with a reminder at 5 Minutes of inactivity.We would like to show you a description here but the site won’t allow us.Troubleshooting. Borrowers with an AESsuccess student get some unique facilities that save valuable money for the students. Federal student loans have fixed interest rates that can be a blessing or a curse that purely depends on the amount of loan taken. However, if you wish to change your interest rate, we highly recommend going with the ...AES is a national student loan servicer that provides customer service to millions of borrowers. It is part of PHEAA, a Pennsylvania agency that offers financial aid …Forgives the remainder of your Direct Loan balance after you make 120 qualifying payments under an eligible repayment plan (including other eligible periods), while employed full-time for a qualifying public service organization. Death. You, the borrower, die, then your loans may be discharged. You are a parent PLUS loan borrower, then your ... PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 You will need your 10-digit account number when you: Fill out most AES forms and applications. Make a payment by phone, check, or money order. Speak with a customer service representative. Send us a letter or any other written correspondence. Please note: On occasion, we may still ask for your Social Security number for verification purposes.AES Login Steps. To login to your account, just follow the steps that are explained below: Firstly, visit the official website of AES Success on the website www.aessuccess.org. Now, you will see an option of “Sign In” on the official portal. Tap that option. Now, submit the username and password that you submitted during the registration ...AES Login Steps. To login to your account, just follow the steps that are explained below: Firstly, visit the official website of AES Success on the website www.aessuccess.org. Now, you will see an option of “Sign In” on the official portal. Tap that option. Now, submit the username and password that you submitted during the registration ...Spot your saving opportunities. See your spending breakdown to show your top spending trends and where you can cut back. If American … Please send your instructions separately from any payment, check, or money order to ensure your payments apply correctly as you are requesting. Do not write instructions directly on your check, money order, or bill stub so that it isn’t missed when we process your payment! By fax. Fax instructions to (717) 720-3916. Manage your account online with AES, a provider of student loan services. Learn how to access, update, and authorize your account, as well as how to understand interest, taxes, and fees. If you paid $100 or more in interest, you should receive a 1098-E Student Loan Interest Statement by the end of January from the guarantor. If you do not receive your 1098-E or if you lose your copy, contact PHEAA Default Collections at 1-800-233-0751. PHEAA cannot advise you on tax matters. Learn how to repay your student loans online, understand your bills and interest, and access various repayment options. Find out if you qualify for loan forgiveness, discharge, or credit reporting benefits. AES is a student loan servicer that manages private and federal loans through the FFEL Program. Learn how to check if you have AES loans, how to …American Education Services. 986 likes · 4 talking about this. Providing financial guidance & support as you navigate the #HigherEd journey. Take success in your hAlien Registration Card (Form I-551 or I-151) Send your documentation via: Mail: American Education Services P.O. Box 2461 Harrisburg, PA 17105-2461. Fax: (717) 720-3916. * When sending a marriage certificate, please provide your name you will be using with our company. Change your due date: Sign in to Account Access. Go to Payments & Billing.Repayment Plans. Start out on the right financial foot by selecting a repayment plan that works for you. There are several repayment options so you can afford your monthly student loan payments and make them on time.About. AES. American Education Services (AES) was created to service a variety of Federal Family Education Loan Program (FFELP) and private education loan products for lending partners throughout the United States. AES is a national leader in providing quality customer service to millions of student loan borrowers through its highly trained and ...Benefits for Servicemembers. We understand the sacrifices made by servicemembers are enormous and we appreciate your service to our country. That is why we want to make you aware of the benefits that may be available to you because of your military service. We realize it may be tough to manage your account while you are serving in the military.AES offers online account access, repayment options, credit reporting, and loan forgiveness for student loan borrowers. Learn how to understand and manage …Pay by Phone. Call 1-800-233-0557 to make payments anytime, day or night.; Schedule payments in advance. Have your 10-digit AES account number and date of birth on-hand for identification purposes. Have your bank routing number and account number ready to set up an electronic payment.Learn how to pay your student loan bill with Direct Debit, online, mobile, phone, mail or bill payer. Direct Debit may qualify you for an interest rate reduction and is a …PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557If you are not sure or have forgotten your User ID, please call PHEAA/AES at 800-443-0646 Option 1 for assistance. Need help? Call our help desk at 1-800-443-0646 or send an email to [email protected] Step 1: Obtain your official payoff amount by calling 1-800-233-0751 (toll-free U.S. and Canada) Step 2: Include the following information on your check or money order: Your official payoff amount. Your AES account number. The loans that the payment applies to. Repaying Your Loan. Convenient, flexible options make it easy to pay back your student loan. Ways to Pay Learn more about your bill payment options. Direct Debit. Online Payments. Mobile App. Payment Processing Information Choose how extra payments are applied to your loans and find out when we process your payments.You will need your 10-digit account number when you: Fill out most AES forms and applications. Make a payment by phone, check, or money order. Speak with a customer service representative. Send us a letter or any other written correspondence. Please note: On occasion, we may still ask for your Social Security number for verification purposes.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557A deferment or forbearance is temporary. These are authorized temporary suspensions of repayment, granted under certain circumstances. Interest keeps accruing. Even if a deferment or forbearance suspends your monthly payments, you are responsible for repaying all interest which continues to accrue during these periods.Income-Based Repayment ( IBR) IBR helps you manage monthly payments if you are experiencing financial hardship. The repayment period may extend past the standard 10 years. IBR offers loan forgiveness to borrowers who have made 300 qualifying payments on or after July 1, 2009. Any remaining balance forgiven may be taxable.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557Please contact the Nelnet Total and Permanent Disability Servicer for further information and to obtain an application. Phone: 1-888-303-7818. Email: [email protected]. Website: www.disabilitydischarge.com. Mail: U.S. Department of Education. Enter your username below to access your account: American Education Services (AES) was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to ... Income-Based Repayment ( IBR) IBR helps you manage monthly payments if you are experiencing financial hardship. The repayment period may extend past the standard 10 years. IBR offers loan forgiveness to borrowers who have made 300 qualifying payments on or after July 1, 2009. Any remaining balance forgiven may be taxable.Pay by Phone. Call 1-800-233-0557 to make payments anytime, day or night.; Schedule payments in advance. Have your 10-digit AES account number and date of birth on-hand for identification purposes. Have your bank routing number and account number ready to set up an electronic payment.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557American Educational Services Dial Number: 1-800-233-0557. Hours of educational services in the United States: Monday to Friday, 7:30 a.m. at 9:00 p.m. ET. American Department of Educational Services for loan payments (except payments): American Educational Services (AES) Box 65093. Baltimore, MD 21264-5093. Learn how to repay your student loans online, understand your bills and interest, and access various repayment options. Find out if you qualify for loan forgiveness, discharge, or credit reporting benefits. 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A deferment or forbearance is temporary. These are authorized temporary suspensions of repayment, granted under certain circumstances. Interest keeps accruing. Even if a deferment or forbearance suspends your monthly payments, you are responsible for repaying all interest which continues to accrue during these periods.Federal loans may be discharged upon death of the borrower. Additionally, if you are a parent PLUS loan borrower, your loan may be discharged if the student becomes deceased. For the loan to be discharged, we must receive an original or a copy of the death certificate, which can be mailed to: AES/DDB. P.O. Box 8183. Harrisburg, PA 17105-8183.How to reach American Education Services customer service. American Education Services phone number: 1-800-233-0557. American Education Services hours of operation: Monday - Friday, 7:30 …American Education Services. 986 likes · 4 talking about this. Providing financial guidance & support as you navigate the #HigherEd journey. Take success in your hPHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557American Educational Services Dial Number: 1-800-233-0557. Hours of educational services in the United States: Monday to Friday, 7:30 a.m. at 9:00 p.m. ET. American Department of Educational Services for loan payments (except payments): American Educational Services (AES) Box 65093. Baltimore, MD 21264-5093.AES is a student loan servicer for FFEL Loans, which includes Stafford Loans, Unsubsidized Stafford Loans, Federal PLUS Loans, and Federal Consolidation Loans. The FFEL program was discontinued in June 2010 under the Obama administration. However, millions of borrowers have outstanding balances on those loans.Please contact the Nelnet Total and Permanent Disability Servicer for further information and to obtain an application. Phone: 1-888-303-7818. Email: [email protected]. Website: www.disabilitydischarge.com. Mail: U.S. Department of Education.Enter your username below to access your account: American Education Services (AES) was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to ...Learn how AES applies your payments to your loans, handles overpayments and underpayments, and allows you to specify payment amounts to each loan. Find …We would like to show you a description here but the site won’t allow us. Your eligibility for the above deferment and/or forbearance options depends on other eligibility factors such as previous usage, financial circumstances, school enrollment status, and delinquency. A deferment or forbearance is a temporary suspension of repayment, granted under certain circumstances. Even if a deferment or forbearance suspends ... Your Account. We make it simple for you to understand and manage your account, so you'll have more time to focus on the other priorities in your life. Make payments, check balances, and manage your account online—quickly, easily, and securely. Step-by-step instructions for updating your contact information, changing your name, and more. Jun 22, 2023 · How to reach American Education Services customer service. American Education Services phone number: 1-800-233-0557. American Education Services hours of operation: Monday - Friday, 7:30 a.m. - 9 ... We would like to show you a description here but the site won’t allow us. Your eligibility for the above deferment and/or forbearance options depends on other eligibility factors such as previous usage, financial circumstances, school enrollment status, and delinquency. A deferment or forbearance is a temporary suspension of repayment, granted under certain circumstances. Even if a deferment or forbearance suspends ... We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 AES Login Steps. To login to your account, just follow the steps that are explained below: Firstly, visit the official website of AES Success on the website www.aessuccess.org. Now, you will see an option of “Sign In” on the official portal. Tap that option. Now, submit the username and password that you submitted during the registration ...About. AES. American Education Services (AES) was created to service a variety of Federal Family Education Loan Program (FFELP) and private education loan products for lending partners throughout the United States. AES is a national leader in providing quality customer service to millions of student loan borrowers through its highly trained and ...American Education Services. 986 likes · 4 talking about this. Providing financial guidance & support as you navigate the #HigherEd journey. Take success in your hDischarge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge.We would like to show you a description here but the site won’t allow us.Some private education loans serviced by AES offer a co-signer/co-borrower release benefit during the principal and interest repayment period. This benefit would allow for the release of co-signers/co-borrowers from their obligation to repay the loans. The correct number and type of consecutive, on-time, and full monthly installment payments ... Your Account. We make it simple for you to understand and manage your account, so you'll have more time to focus on the other priorities in your life. Make payments, check balances, and manage your account online—quickly, easily, and securely. Step-by-step instructions for updating your contact information, changing your name, and more. Discharge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge.Discharge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557We would like to show you a description here but the site won’t allow us.PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557We would like to show you a description here but the site won’t allow us.The changes that will update IDR counts will impact both Direct Loans and federally managed FFELP Loans. Commercial FFELP borrowers, such as those borrowers with loans serviced by AES, seeking to take advantage of these changes must consolidate their commercial FFELP Loans into a Direct Consolidation Loan by the end of April …Repaying Your Loan. Convenient, flexible options make it easy to pay back your student loan. Ways to Pay Learn more about your bill payment options. Payment Processing Information Choose how extra payments are applied to your loans and find out when we process your payments. Paid Ahead Learn how extra payments may affect your account … PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 Pay by Phone. Call 1-800-233-0557 to make payments anytime, day or night.; Schedule payments in advance. Have your 10-digit AES account number and date of birth on-hand for identification purposes. Have your bank routing number and account number ready to set up an electronic payment.Pay by Phone. Call 1-800-233-0557 to make payments anytime, day or night.; Schedule payments in advance. Have your 10-digit AES account number and date of birth on-hand for identification purposes. Have your bank routing number and account number ready to set up an electronic payment. View full list of FAQs. Navigation. Available Contact Options: Call Toll-Free. Email. Mail or Fax. Main Content. Email. In order to ensure your privacy and provide answers to specific account related questions, we require you to sign in to your account to send secure Email. Learn how AES applies payments to your education loans, including overpayments, underpayments, and specific loans. Find out how to set up standing payment …Sep 11, 2001 · Discharge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge. Servicemembers Civil Relief Act ( SCRA) SCRA will cap interest rates at 6% for eligible servicemembers who acquired student loans prior to joining the military, as well as, waive costs and fees during their service. This benefit is applicable to federal loans disbursed on or after August 14, 2008.About. AES. American Education Services (AES) was created to service a variety of Federal Family Education Loan Program (FFELP) and private education loan products for lending partners throughout the United States. AES is a national leader in providing quality customer service to millions of student loan borrowers through its highly trained and ...We would like to show you a description here but the site won’t allow us.American Education Services (AES) is a leading loan servicer, not a lender. It handled some federal loans but now primarily services private student …AES is a student loan servicer for FFEL Loans, which includes Stafford Loans, Unsubsidized Stafford Loans, Federal PLUS Loans, and Federal Consolidation Loans. The FFEL program was discontinued in June 2010 under the Obama administration. However, millions of borrowers have outstanding balances on those loans. View full list of FAQs. Navigation. Available Contact Options: Call Toll-Free. Email. Mail or Fax. Main Content. Email. In order to ensure your privacy and provide answers to specific account related questions, we require you to sign in to your account to send secure Email. A deferment or forbearance is temporary. These are authorized temporary suspensions of repayment, granted under certain circumstances. Interest keeps accruing. Even if a deferment or forbearance suspends your monthly payments, you are responsible for repaying all interest which continues to accrue during these periods.Sep 11, 2001 · Discharge Programs. Your federal student loan debt may qualify for loan discharge if the loan was issued under certain conditions. The following loan discharges are available for AES serviced student loans: Closed School Loan Discharge. False Certification of High School Graduation Status Discharge. Please contact the Nelnet Total and Permanent Disability Servicer for further information and to obtain an application. Phone: 1-888-303-7818. Email: [email protected]. Website: www.disabilitydischarge.com. Mail: U.S. Department of Education.Apr 19, 2022 · Be smart and stay smart when it comes to repaying your student loans. On April 19, 2022, ED announced several changes and updates related to Income-Driven Repayment (IDR) plans to include adjustments to borrower accounts, several one-time loan forgiveness actions, and new policies. AES services commercially held Federal Family Education Loan ... Some private education loans serviced by AES offer a co-signer/co-borrower release benefit during the principal and interest repayment period. This benefit would allow for the release of co-signers/co-borrowers from their obligation to repay the loans. The correct number and type of consecutive, on-time, and full monthly installment payments ... Complete, sign, and fax or mail the Direct Debit Default Collections Agreement back to us. Remember to keep a completed copy for your records. Fax: (717) 720-3644. Attn: PHEAA Default Collections. Mail: PHEAA Default Collections. P.O. Box 8147.Learn how to pay your student loan bill with Direct Debit, online, mobile, phone, mail or bill payer. Direct Debit may qualify you for an interest rate reduction and is a …PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). American Education Services, 1200 N. 7th St., Harrisburg, PA ; View Mailing Address; 1-800-233-0557 Forgives the remainder of your Direct Loan balance after you make 120 qualifying payments under an eligible repayment plan (including other eligible periods), while employed full-time for a qualifying public service organization. Death. You, the borrower, die, then your loans may be discharged. You are a parent PLUS loan borrower, then your .... 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